The Window Blog
AI and the Rise of Regtech
The increase in bank regulations since the 2008 GFC has created a big opportunity for Regtech, and there has been an explosion in funding for the industry. Regtech startups often focus on streamlining reporting and information processing through AI.
Which Fintech Business Models Will Survive
The term “fintech” refers to several different business models that are nested together by their relationship with financial services. Four core business models have gotten most of the traction with investors and customers. Some are more advisable than others.
How Can Financial Services Firms Evaluate the Risks of AI?
Financial services executives are increasingly bullish on artificial intelligence. But introducing AI into financial services introduces problems for risk functions.
The Problem with Consumer Fintech
Consumer fintech consists of unbundling services that previously came together due to high acquisition costs.
Can SMB Lenders Maintain Sustainable LTV/CAC
In the SMB lending space, the entry of new players and the expansion of PayPal, Shopify, and Square into the merchant cash advance space will cause customer acquisition costs (CAC) to increase, while putting downward pressure on customer lifetime value (LTV).
Bluevine Raises Series F to Expand Business Banking Suite
Bluevine will double down on its effort to become a one-stop-shop for SMB financial services, raising $102.5 million to expand its suite of business banking products. Bluevine’s approach differs from the default fintech strategy of de-bundling financial services.